Can I Use Insurance for Alcohol Rehab?

affording treatment

Can I use insurance for alcohol rehab? This is one of the questions we hear commonly at Anchor Bay Recovery as people look for solutions to afford treatment. Many seeking treatment are not aware that their insurance may indeed cover the treatment they need for their alcohol addiction. Most people were unable to afford private alcohol rehab. However, with the enactment of the Mental Health Parity and Addiction Equity Act of 2008 and the Affordable Care Act in 2010 treatment is more accessible today than it has ever been before.

Healthcare Coverage

Health insurance providers did not have to cover drug and alcohol rehab in the past. The Mental Health Parity and Addiction Equity Act has added provisions that require group health plans to not impose annual or lifetime dollar limits on mental health. This results in addiction treatment being covered by a majority of private insurance plans and an expansion of the services available to anyone suffering from addiction.

In conjunction with the Mental Health Parity and Addiction Equity Act, the Affordable Care Act often called “Obamacare” has created a health care marketplace that ensures almost every American can afford health insurance, it is estimated under the plan 95% of Americans will be insured. Through healthcare.gov, consumers can now chose the plan best for their individual needs and get the care they need. Many states also have varying individualized healthcare laws that have stricter requirements on what insurance companies have to provide to each of their insured. This is commonly a benefit for people seeking drug and alcohol treatment as their insurance will have to cover their treatment for addiction.

Our healthcare system has changed in the past 10 years. Most Americans seeking alcohol treatment now have the ability to enter a private treatment center in order to get the help they need. These laws apply to many major insurance carriers, such as:

  • United Healthcare
  • Kaiser
  • Anthem
  • Aetna
  • Humana
  • Blue Cross Blue Shield of Illinois
  • Cigna
  • Highmark
  • Independence Blue Cross Blue Shield
  • Horizon BCBS of NJ
  • Florida Blue
  • Carefirst Blue Cross Blue Shield
  • And many more…

Can I use insurance for alcohol rehab?

Yes you can. Please call one of our recovery specialists now to discuss your health insurance coverage and the options available to you. Use the insurance form on this page or call us at 1-800-249-1932.